The type of insurance policy you might need depends on your situation.

A life insurance policy will pay your dependents a lump sum or regular payments if you die unexpectedly. If you have a partner or children, life insurance can provide you with the reassurance that they will be able to cope financially without you.

Income protection insurance is designed to support you financially if you can’t work due to illness or injury and your income drops. This type of policy is particularly relevant for anyone who is self-employed and wouldn’t get sick pay.

You might consider getting short-term income protection insurance. This type of policy will pay out a monthly sum, for a set period of time, if you lose your source of income due to illness, injury or redundancy.

You might consider critical illness cover, which will cover you in case you get a specific type of life changing condition.

Payment protection insurance will support you if illness or redundancy means you can’t meet regular payments of your debts.

As Independent Financial Advisers we can help you find the one that best meets your requirements.

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WHAT DO WE DO? We act for you the Customer

It is our task to match the correct products to each individual customer and find the best fit.
We have built up a large regular client bank over the years and some clients have been with us since the beginning in 1993.
At the outset we believe our clients deserve the best financial services, we still do and we always will.
It is our task to match the correct products to each individual customer and find the best fit.

Call us on 01706 817693 to speak to one of our advisors today.


Richard Atkinson Sawdon is authorised and regulated by the Financial Conduct Authority who oversees all financial business in the UK. You can find us on their website Our registration number is 302534. Our registered address is Hollins Farm, The hollins, Todmorden, Lancashire, OL14 8BJ